Getting an appraisal from Blanton Appraisals

To many, an appraisal just looks like another fee in the long list of items for a mortgage or refinance. And while there are a growing number of automated home valuation processes that might appear more prudent than an appraisal, nearly all lenders still need a local expert because the stakes are very high. You might believe that securing a mortgage is the only reason to get an appraisal, but there are other instances when the services of a certified, independent real estate professional might be beneficial.

If you're planning on any transaction where the value of your property is a factor, you should contact Blanton Appraisals. Just click here.

Let Blanton Appraisals help you challenge your tax assessment in Licking County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Blanton Appraisals is your best evidence when building your case. At Blanton Appraisals,we can assist you in disputing your tax assessment.

Blanton Appraisals can help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that most lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Blanton Appraisals will provide you with a statement regarding the value of your home. The price you paid for the home valuation can generally be recovered in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a particularly daunting experience for both parties, and it is often more complicated by the burdensome decision of who gets the home. It's a good idea to order an appraisal from Blanton Appraisals so both parties are entirely aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Trustworthy estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these matters, unlike wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocating to or from Licking County

We understand the headaches associated with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide feedback on the positive features of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to complete the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.